If you’re a frequent shopper like me, you might be wondering whether Walmart accepts Afterpay as a payment option.
Afterpay has gained popularity as a convenient buy-now-pay-later service, allowing shoppers to split their purchases into interest-free installments.
In this article, we’ll delve into the question of whether Walmart accepts Afterpay both in-store and online. So, let’s dive in and discover the payment possibilities at Walmart!
Does Walmart Take Afterpay?
As a loyal Walmart shopper, I’ve often wondered whether a flexible payment method like Afterpay is an available payment method. Unfortunately, Walmart currently does not accept Afterpay natively as a payment option but don’t worry I have found a way for you to shop with Afterpay and pay for your purchases in easy installments.
Can you use Afterpay on Walmart’s In-store Purchases (Offline Purchases)?
As I mentioned above, Walmart is not available as a payment option natively but I have found a workaround for regular Walmart shoppers like me. To use Afterpay, the following steps should be followed :
- Register/ Login into Afterpay App/ Website and search for Walmart.
- In search results, click on Walmart gift cards.
- Select the value of the gift card approximate to your purchase amount. (If you’re looking to make a purchase of $450, select $500)
- Select the number of installments in which you’re going to pay.
- Select eGiftCard as a payment option while checking out and provide the gift card number and PIN to the cashier or in self-checkout.
- Voila, your purchase is now converted into easy installments.
Can you use Afterpay on Walmart’s Online Store?
While purchasing through Walmart’s online store, you can use Afterpay despite being not natively eligible as a payment method if the following steps are followed :
- Register/ Login into Afterpay App/ Website and search for Walmart.
- In search results, click on Walmart gift cards.
- Select the value of the gift card approximate to your purchase amount. (If you’re looking to make a purchase of $450, select $500).
- Select the number of installments in which you’re going to pay.
- Fill in your details and you’ll receive the gift card in your email.
- Add items to your cart and proceed to check out.
- Select eGiftCard as a payment option while checking out and enter the gift card number and PIN.
- Voila, your purchase is now converted into easy installments.
Which items at Walmart are eligible to be financed with Afterpay?
While Walmart places restrictions on categories of products on which financing is available under Buy Now Pay Later services like Klarna, Affirm but since we have availed financing on Walmart Gift cards instead of products themselves, all products which can be bought from Walmart gift cards can technically be financed with Afterpay including products under restricted categories like Groceries, Baby Food, Pet Food and more.
What Are the Other Services Like Affirm Which Walmart Accepts?
While Affirm is a popular payment option, Walmart understands that customers have diverse needs and preferences. Therefore, besides Affirm, Walmart accepts several other payment services that offer similar benefits. Let’s explore some of these alternatives:
1. Klarna
Klarna, a popular payment solution, provides financing choices for online shopping. By using Klarna, you have the option to divide your payments into four equal installments, completely interest-free and without any additional fees. Walmart enables customers to utilize Klarna as a payment method, offering flexibility and convenience to those who prefer this service.
2. Quadpay
Quadpay is a financing alternative offered at Walmart’s online store. By utilizing Quadpay, you have the flexibility to divide your payments into four installments over a period of six weeks. This convenient service enables you to effectively manage your expenses and make your Walmart purchases more affordable.
3. Affirm
Affirm is a popular payment method that offers customers the flexibility to make purchases and pay them off in installments. With Affirm, shoppers can enjoy the convenience of splitting their payments into manageable chunks, without any hidden fees or high-interest rates. Walmart accepts Affirm as a payment method, allowing customers to take advantage of this convenient financing option while shopping for their favorite products at Walmart’s vast online store.
FAQs
1. Does Walmart charge any additional fees for using alternative payment methods like Afterpay?
Fees may vary depending on the payment method chosen but Walmart doesn’t charge any extra fee on using afterpay as you have to use a Walmart gift card which involves no fee.
2. Are there any minimum purchase requirements to use installment payment methods like Afterpay at Walmart?
Minimum purchase requirements may vary depending on the payment service provider. For Afterpay, there’s no such minimum requirement as you can use it on gift cards for a value of as low as $10.
3. Are there any late payment fees associated with using installment payment services like Afterpay at Walmart?
Late payment fees and terms vary depending on the installment payment service provider. Afterpay does take late fees if you miss the payment of your installment on time.
Conclusion
While Walmart does not currently accept Afterpay natively as a payment method, you can still make the purchase in easy installments through Afterpay if you’re comfortable with making purchases through gift cards.
Although there is no shortage of convenient and flexible options available for both in-store and online purchases. From credit cards to digital payment services like PayPal, Klarna, Quadpay, and Affirm, Walmart strives to provide a seamless shopping experience while meeting the diverse needs of its customers.
So, the next time you shop at Walmart, rest assured that you have plenty of payment options at your disposal, ensuring a convenient and enjoyable shopping experience.
