Does Walmart accept Apple Pay? : Detailed Guide

In a world where our iPhones/iPads are our constant companions, Apple Pay, Apple’s digital wallet, has gained widespread popularity. Despite the popularity and convenience of Apple Pay, Unfortunately, Walmart still doesn’t accept Apple Pay directly. But don’t worry we are here to help you out, we have got some workarounds to make it work. Let’s check out how can we use it.

How to Use Apple Pay at Walmart

Though you can’t directly use Apple Pay at Walmart stores, let’s check out some workarounds by which you can use Apple Pay while shopping at Walmart online as well as offline.

If you’re shopping online (through Walmart App)

1. Download the Walmart App on your iPhone/iPad and Sign in to your Walmart account or Sign Up to create a new account.
2. Go to the Account Tab in the Walmart App and tap on Wallet
3. Click on Add New Payment Method
4. Under Payment Methods, choose Credit/Debit Card and add your Apple Card details in the following screen
5. Voila, you can use your Apple Pay Card while shopping on the Walmart App/website.

If you’re shopping offline (In-store)

By following the above-stated process if you have added your Apple Card to the Walmart app, then you can use it by choosing the self-checkout option. While using the self-checkout :

1.  You have to open the Walmart app and then tap on Walmart Pay.
2. Then, Scan the QR code displayed on the screen and choose your saved Apple Card as the payment method for the transaction.
3. Voila, you have successfully paid for your purchase through your Apple card.

While you can use this method to pay using self-checkout but if you want to pay through assisted checkout and want some cashback for your transaction then you can follow these steps :

1. Download the Ibotta app & sign-in/up into your account.
2. Choose Walmart from the list of stores
3. Choose the Apple Pay option at checkout
4. Provide the cashier with your generated barcode
5. Voila, you have successfully paid through Apple Pay. and earned some cashback too.

Why Walmart doesn’t accept Apple Pay directly?

Despite the popularity and ease of access that Apple Pay can provide to Walmart’s customers, Walmart didn’t go ahead with accepting Apple Pay as Walmart already has Walmart Pay as the payment option which does the same thing as Apple Pay does, and Walmart didn’t want to bear Apple Pay’s convenience charges which adds up to the expenses without adding much of the functionality.

Alternative Payment Methods at Walmart (Similar to Apple Pay)

Apart from using the above-stated ways to pay with your iPhone, Walmart offers a wide array of payment methods catering to customers with various preferences including a few:

1. Debit and Credit Cards

Walmart accepts major debit and credit cards, such as Visa, Mastercard, American Express, and Discover.

2. EBT Cards

Electronic Benefit Transfer (EBT) cards are also accepted, making it easier for customers to pay for groceries and essential items.

3. Affirm

Walmart has partnered with Affirm, allowing customers to pay for purchases in installments.

4. PayPal

Online shoppers can use PayPal to make payments conveniently.

5. Gift Cards

Walmart gift cards provide flexibility and are a popular choice among shoppers.

Conclusion

While Apple Pay isn’t accepted at Walmart directly due to the existence of Walmart Pay & Apple Pay’s exorbitant fees, we found some methods to make Apple Pay work for you. You can now easily shop with your iPhone through Apple Pay or you can choose any alternate payment method convenient for you. Happy Shopping!